High-yield ETFs can quietly erode your principal through NAV decay and return-of-capital distributions. DistributionIQ tells you which funds are genuinely healthy — and which are eating their own tail.
Analyzing income ETFs from
The Problem
Most income ETF investors don't realize their "yield" might be coming from selling off the fund's own assets. DistributionIQ exposes what fund companies bury in footnotes.
The fund's net asset value is quietly declining. That "6% yield" is partly your own money coming back to you — not real income.
Up to 80% of some distributions can be return of capital — tax-deferred now, taxed as capital gains later when you sell.
ROC and short-term gains are taxed at your ordinary income rate. What looks like a 10% yield might be a 4% real yield after taxes.
See It In Action
Every fund gets a health score based on NAV trends, distribution composition, yield sustainability, and tax efficiency.
This is what you'd see after signing in. Real data. Real analysis.
Features
Built for investors who want to understand what they own — not just the yield number.
Every fund gets a proprietary health score combining NAV trends, distribution sustainability, and risk factors. Green means good. Red means dig deeper.
Add your holdings and get a consolidated view of your income portfolio's health, yield, and risk exposure across all your positions.
FIFO lot tracking, capital gains calculations, and tax-year summaries. Know exactly what you owe before April hits.
Visualize NAV history alongside distribution history to spot erosion patterns before they become problems.
See exactly what portion of each distribution is ordinary income, qualified dividends, return of capital, and long-term gains.
Get notified when funds in your portfolio show concerning NAV drops, ROC spikes, or health score declines.
Your income ETFs deserve better than a yield number and a prayer.
Sign In